Auto Physical Damage

Auto Physical Damage for Household Goods Moving.

At IAT, we understand the critical importance of safeguarding customers’ valuable assets throughout the moving process.

Our Auto Physical Damage coverage, tailored for moving and storage companies, provides comprehensive protection against a wide range of risks, ensuring movers remain operational even in the face of unexpected events.

What is Auto Physical Damage Coverage?

Auto Physical Damage coverage is essential for moving and storage organizations that rely on commercial vehicles to transport and store goods. It offers financial protection against damage to insured vehicles, covering repair or replacement costs in the event of a loss. This coverage is vital for minimizing the impact of accidents, collisions, and other unforeseen incidents, helping protect bottom lines and ensure companies can continue to meet the needs of their customers.

From independent to vanline customers, we offer flexible solutions and broad coverage options to meet the specific and evolving needs of household goods, office and industrial goods, and military household moving and storage companies.

Coverage Highlights

Auto Physical Damage coverage helps safeguard moving and storage operations against a range of risks, ensuring businesses stay operational and minimizing downtime. We specialize in crafting customized insurance solutions that meet the unique needs of moving and storage companies specializing in household, military household, office, or industrial goods:

Comprehensive Coverage:
Protecting commercial vehicles against non-collision-related incidents, such as theft, vandalism, fire, and natural disasters.

Collision Coverage:
Covering damages to commercial vehicles resulting from collisions, whether with another vehicle or an object.

Combined Deductible:
Offering flexibility by combining Comprehensive and Collision coverages into a single deductible, reducing out-of-pocket costs in the event of a loss.

Broad Risk Appetite for Evolving Risks

Our Auto Physical Damage coverage is uniquely designed for the ancillary operations of best-in-class household goods moving and storage companies across the U.S. This includes:

Final Mile Delivery

Protection for companies responsible for delivering goods from transportation hubs directly to homes or businesses.

Day Movers

Coverage for short-distance, same-day moving services.

Warehouses

Safeguards against damage or loss for operations storing goods long-term or temporarily.

Record Storage

Designed for businesses specializing in archiving and protecting sensitive information.

Self-Storage

Custom protection for minimal self-storage facilities, covering potential risks to both the operator and the stored goods of clients.

General Freight

Comprehensive solutions for companies hauling a variety of goods, from packaged products to bulk shipments.

Learn more

Hospitality Logistics

Tailored coverage for logistics companies servicing hotels, restaurants, and event spaces.

Shredding

Safeguarding companies specializing in document destruction from liability risks and other operational hazards.

Find an agent

We work hand-in-hand with our partners to offer comprehensive insurance solutions suited to your needs. Ready to get started?

Find an agent in your area

Partner with IAT Insurance Group

Partnering with IAT Insurance Group means offering moving and storage companies the comprehensive protection they need to keep their vehicles on the road and businesses thriving. Our dedicated underwriters work closely with agents to create customized coverage solutions that meet the specific needs of their clients, including flexible payment plans, Loss Control support, and exceptional claims handling.