Fidelity Crime Insurance

Fidelity (Crime) Insurance for Management Liability Risks

Mangement Liability Insurance

At IAT Insurance Group, our Fidelity Insurance (Crime) coverage is specifically designed to protect businesses against the financial impact of theft, fraud, and other forms of dishonesty. With a deep understanding of the vulnerabilities that various industries face, we offer comprehensive protection that ensures your clients can confidently navigate the risks of financial crime.

What is Fidelity Insurance - Commercial Crime?

Fidelity Insurance - Commercial Crime provides critical coverage for businesses that face potential losses from employee dishonesty, third-party fraud, and other criminal activities. This coverage is particularly crucial for companies that handle large amounts of money, sensitive data, or valuable assets, where the risk of financial crime is significant. In the Management Liability market, this coverage is essential for businesses looking to safeguard their financial stability and reputation.

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Management Liability

Whether it's a wrongful act, mismanagement, or employment practices issue, our Management Liability products are designed to provide the necessary coverage, allowing your clients to focus on running their businesses.

Fidelity Insurance

Coverage Highlights

Our Fidelity Insurance (Crime) coverage includes:

  • Third party coverage available 

  • ERISA Coverage built into policy form 

  • Policy form is on a loss discovered basis

  • Social Engineering Fraud sub-limits up to $250,000 available 

  • Crime policies can be written on a standalone/monoline basis 

Target Classes and Industries

We specialize in offering Fidelity (Crime) coverage for a variety of industries, including:

Frequently Asked Questions

Any business handling cash, sensitive financial data, or valuable assets should consider fidelity/crime insurance. Industries with higher exposure to employee dishonesty, such as retail, finance, and healthcare, often find it essential.

No, it is not legally required, but it is highly recommended for businesses exposed to employee dishonesty or fraud risk to protect financial stability and reduce potential losses.

Some policies extend coverage to third-party theft, including independent contractors or vendors, but coverage varies by policy. Always review terms and limits with your insurance provider.

While insurance helps transfer risk, best practices like segregation of duties, internal audits, background checks, and fraud‑awareness training help detect and prevent criminal acts before they cause large losses.

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Partner with IAT

As a wholesale broker, you need a partner who understands the challenges of placing coverage for financial crime risks. IAT Insurance Group provides the expertise and flexibility required to deliver tailored solutions that meet the unique needs of your clients. Explore our Management Liability offerings, including Directors and Officers Liability and Employment Practices Liability, to ensure comprehensive protection for your clients.