Employment Practices Liability

Employment Practices Liability Insurance

Management Liability

In today’s dynamic business environment, safeguarding against employment-related risks is crucial. IAT’s Employment Practices Liability Insurance (EPLI) provides comprehensive protection for businesses against claims arising from employment practices. Our EPLI coverage is designed to address a wide range of employment-related issues, offering peace of mind to employers and support for wholesale partners navigating these complex risks.

What is Employment Practices Liability Insurance?

Employment Practices Liability Insurance covers claims related to employment disputes, including wrongful termination, discrimination, harassment, and retaliation. As employment laws and regulations evolve, the potential for costly lawsuits increases. EPLI ensures businesses have the financial protection and legal support to handle these challenges effectively.

Whether it's a wrongful act, mismanagement, or employment practices issue, our Management Liability products are designed to provide the necessary coverage, allowing your clients to focus on running their businesses.

Coverage Highlights

Our Employment Practices optional sub limited coverage enhancements can include:

Wage & Hour limits available
Workplace Violence
Illegal Immigration
Free 30-minute consultation with Gordon & Rees available for EPL customers
Additional defense limits available

Target Classes and Industries

Our EPLI coverage is tailored to meet the needs of various industries. Common sectors that benefit from this coverage include:

Retail

Managing risks associated with employee relations and workplace harassment.

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Hospitality

Protecting against claims related to workplace harassment and employee relations in hotels, resorts, and other hospitality businesses.

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Manufacturing

Safeguarding against wrongful termination and other employment-related claims.

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Restaurants

Managing risks related to employee relations and workplace harassment in the food service industry.

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Auto Dealerships

Mitigating risks associated with wrongful termination and employment-related disputes in automotive sales and service environments.

Law Firms/Professional Firms

Addressing employment practices liability for legal and professional service providers, including wrongful termination and workplace discrimination claims.

Construction

Safeguarding construction companies from employment-related claims, such as wrongful termination and workplace harassment.

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Healthcare Providers

Addressing claims related to workplace discrimination and wrongful termination.

Partner with IAT

Our Employment Practices coverage is part of our broader Management Liability solutions, which also include Directors and Officers Liability, Fiduciary Liability, and more. We offer robust protection designed to address the unique challenges faced by various industries. Our experienced team works closely with wholesale partners to tailor coverage solutions that meet the specific needs of their clients.