Liquor Liability Hero
Liquor Liability

Liquor Liability Insurance

Excess & Surplus

In the dynamic world of hospitality and entertainment, businesses serving alcohol face unique risks that standard insurance policies may not adequately cover. At IAT Insurance Group, our Liquor Liability coverage within the Excess and Surplus business unit is designed to address these specific needs, offering robust protection tailored to businesses operating with complex risks.

What is Liquor Liability Insurance?

Our Liquor Liability insurance safeguards against claims arising from alcohol-related incidents, such as bodily injury or property damage, that may occur on or off-premises. We understand that no two businesses are the same, and our policies are flexible to ensure coverage aligns with the specific exposures faced by your customers.

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Excess Liability & Surplus

At IAT, our Excess and Surplus Lines Insurance is crucial for business owners who operate in high-risk industries or have non-standard needs that can’t be covered by traditional markets.

Liquor Liability

Coverage Highlights

Our Liquor Liability coverage includes:

  • Assault and Battery Coverage

  • Defense Costs

  • Property Damage

  • Host Liquor Liability

  • Third-Party Bodily Injury

Target Classes & Industries

We specialize in offering Liquor Liability coverage to businesses that operate in high-risk environments, including:

Partner with IAT

As a trusted partner in the insurance industry, IAT Insurance Group offers unparalleled expertise and a commitment to service. Our E&S business unit specializes in crafting customized solutions for complex risks, ensuring that business owners receive the protection they need.